NuvaLife: Scam Site

Last night I discovered I have had a reoccurring monthly charge on my credit card of $19.95. This is from an online purchase I made at the end of 2011. Only now did I go online and read reviews about the company. It is a scam company that automatically enrolls you in a membership with the goal that you will pay the monthly fee before you realize it. They must be pretty successful at this because they apparently have 24-hour on-line customer support. Below is my conversation with Nick at 11pm last night. To think I was just trying to get the LaraBars a little cheaper than the $1.65/each they charge me at Trader Joes.

Nick Adams> Hi there. Nick Adams> Greetings. Kevin Burrill> Hi Nick Kevin Burrill> I have a concern Kevin Burrill> I recognize this is my fault for not checking my monthly statements and realizing I was a member with you Kevin Burrill> But I don't understand how I ever became a member in the first place Nick Adams> Please allow me a moment while I pull up your account. Nick Adams> Thanks. Nick Adams> Thanks for holding. Nick Adams>  Burrill Kevin CA Sacramento 95828 ??? Kevin Burrill> that's correct Nick Adams> As per my record, Nick Adams> you joined the membership when you placed your order with us for "LARABAR® - LARABAR, Chocolate Chip Brownie, 1.6 oz (16 Bars)". Kevin Burrill> I didn't know I joined. I was just trying to buy some Larabars Nick Adams> Also, record shows that Nick Adams> you contacted our call support to get this membership canceled and Kevin Burrill> I just did that tonight when I realized I was a member Nick Adams> a refund in the amount of $19.95 was also issued to you. Nick Adams> Please note that joining membership was not automatic nor obligatory Nick Adams> You specifically agreed to the Terms of Offer of membership to join the membership. Kevin Burrill> It wasn't automatic? Then how did I join? Kevin Burrill> Did I check a box with my order? Nick Adams> You agreed to the Terms of Offer of membership on the checkout page to join the membership. Kevin Burrill> I have no recollection of that Kevin Burrill> Do you find it odd in two years as a member I have made zero additional purchases? Nick Adams> No, I do not find it odd because Nick Adams> you yourself joined membership nd it was upto you whether to place any further orders Nick Adams> at the discounted prices or not. Nick Adams> You should have read the terms of offer very clearly before agreeing to them. Nick Adams> As per our checkout procedure, Nick Adams> every customer has to check a box him/herself to confirm that they had read and agreed the terms of offer. Nick Adams> Once any customer does that it is not our responsibility to check whether they have been placing any order in the 2 years or not. Nick Adams> Still as a courtesy $19.95 refund was issued to you. Kevin Burrill> could I have made my purchase without being a member? Nick Adams> Yes, you could have and that is what I am trying to explain to you that Nick Adams> on the checkout page, Nick Adams> you had 2 options: Nick Adams> 1 was to place the order as a member and other was as a non member. Nick Adams> Had you placed that order Kevin Burrill> As a courtesy could you refund me another $370.05? Nick Adams> without joining the membership, Nick Adams> you would not have been charged for the membership fee. Nick Adams> but you would not have availed the discounted price and free shipping offer. Nick Adams> I am sorry but full refund can not be issued to you. Nick Adams> Though, please hold while I check with my manager for any further available refund to you. Nick Adams> Thanks. Kevin Burrill> Let me know what you can do for me Kevin Burrill> Maybe we can meet half way or something Nick Adams> Thanks for holding. Nick Adams> As a courtesy, I have issued you further 2 months refund in the amount of $39.90. Kevin Burrill> Okay. Thanks Nick. I appreciate your help tonight. Nick Adams> Now total refund issued to you is 59.85. Nick Adams> You are welcome. Nick Adams> Is there any thing else I may assist you with? Kevin Burrill> Nope. That was it. Nick Adams> Thank you for chatting with us and have a nice time. Nick Adams> Please rate my support services. Kevin Burrill> This is a very interesting business plan you guys have. Kevin Burrill> Ok. Nick Adams> Good Bye.

The New Vegas

A few years ago I went to Costa Rica and for one week lived with a family there. Although the mother of the house spoke no English her children did. One of the kids worked told me that he worked doing customer support for an on-line casino. I don't have any contact with the family now, but after recently reading some sportbook reviews I'm wondering if he worked for bookmaker.

This review of the site describes how they are the leader in the industry. Apparently now they are the first to come out with the lines. Are they the new Vegas? Does Vegas now wait for bookmaker.eu before they posts lines? Interesting.

Credit Report

Here is the aggregate of information I know about credit cards and how they affect your credit score based both on previous knowledge and new information from Matt's birthday party tonight:

Using credit cards and making regular payments: good.

Using credit cards and not making payments: bad.

Obtaining dozens of credit cards in your name and fictitious names connected to your credit and address and not using those cards: neutral.

Math Question

My principal called me today with a pressing question. He asked:

What is -3² ?

Life

Life is like an even-numbered word problem.
--Rick West

Super Bowl 2013

This year I have some bonus money on my site and I can't cash out until I bet it a bunch, so I made even more bets than usual. If you want to follow along:

Superbowl Bets
	Bet	Pays
Alicia Keys to play piano during National Anthem	$    10.00	$    12.85
National Anthem to be more than 2 minutes 5 seconds	$       6.00	$    11.21
Coin Toss will be HEADS	$    10.00	$    19.52
Crabtree to have first 1st down	$           -	$    50.00
Davis to have first 1st down	-	$    10.00
Colin Kaepernick to score first TD of game	$       5.00	$    55.00
Crabtree to score first TD of game	$       5.00	$    35.00
First score will be Ravens Passing TD	$       5.00	$    30.00
Vernon Davis' first reception will be more than 11.5 yds	$    10.00	$    18.33
Touchdown will be scored before FG	$    10.00	$    16.66
Points will be scored in first 6 minutes of game	$       7.00	$    13.66
LaMichael James to score a TD	$       5.00	$    20.00
Kaepernick to score a rushing TD	$       5.00	$    11.75
Longest TD of the game will be more than 45.5 yards	$       5.00	$       9.34
No Touchdown scored by Defense or Special Teams	$    10.00	$    15.00
Both Teams will NOT have a FG from 37 or more yards	$    10.00	$    16.66
Gore to have more than 17.5 receiving yds	$       7.00	$    14.36
Kaepernick to have more than 55.5 rushing yards	$       6.00	$    12.60
Colin Kaepernik to have more passing TD's than NHL Points by Crosby	$       5.00	$       9.34
Liverpool+Manchester city to have more points than FG in game	$       5.00	$       9.34
Total Score less than 47.5	$    10.00	$    28.63
Baltimore to score exactly 17 points	$       5.00	$    65.00
49ers to score exactly 28 points	$       6.00	$    65.00
Second half will have more points than first half	$    10.00	$    19.09
49ers to win by more than 3.5	$    58.95	$  112.53
49ers will win by 7-10 points	$       5.00	$    27.50
49ers win by 1-3 points	$    10.00	$    60.00
Color of first liquid to be doused on winning coach - RED	$       5.00	$    22.50
Winning Coach to thank FAMILY first	$       5.00	$    30.00
LaMichael James to win MVP	$       5.00	$  255.00

Go Niners.

Alway's

Have you ever met Alway? And How is his perfect doing? 

Picture taken by Stephanie in Fair Oaks, CA.