Here is the aggregate of information I know about credit cards and how they affect your credit score based both on previous knowledge and new information from Matt's birthday party tonight:
Using credit cards and making regular payments: good.
Using credit cards and not making payments: bad.
Obtaining dozens of credit cards in your name and fictitious names connected to your credit and address and not using those cards: neutral.
Saturday, March 16, 2013
Wednesday, February 27, 2013
Saturday, February 23, 2013
Saturday, February 2, 2013
Super Bowl 2013
This year I have some bonus money on my site and I can't cash out until I bet it a bunch, so I made even more bets than usual. If you want to follow along:
Go Niners.
| Superbowl Bets | ||
| Bet | Pays | |
| Alicia Keys to play piano during National Anthem | $ 10.00 | $ 12.85 |
| National Anthem to be more than 2 minutes 5 seconds | $ 6.00 | $ 11.21 |
| Coin Toss will be HEADS | $ 10.00 | $ 19.52 |
| Crabtree to have first 1st down | $ - | $ 50.00 |
| Davis to have first 1st down | - | $ 10.00 |
| Colin Kaepernick to score first TD of game | $ 5.00 | $ 55.00 |
| Crabtree to score first TD of game | $ 5.00 | $ 35.00 |
| First score will be Ravens Passing TD | $ 5.00 | $ 30.00 |
| Vernon Davis' first reception will be more than 11.5 yds | $ 10.00 | $ 18.33 |
| Touchdown will be scored before FG | $ 10.00 | $ 16.66 |
| Points will be scored in first 6 minutes of game | $ 7.00 | $ 13.66 |
| LaMichael James to score a TD | $ 5.00 | $ 20.00 |
| Kaepernick to score a rushing TD | $ 5.00 | $ 11.75 |
| Longest TD of the game will be more than 45.5 yards | $ 5.00 | $ 9.34 |
| No Touchdown scored by Defense or Special Teams | $ 10.00 | $ 15.00 |
| Both Teams will NOT have a FG from 37 or more yards | $ 10.00 | $ 16.66 |
| Gore to have more than 17.5 receiving yds | $ 7.00 | $ 14.36 |
| Kaepernick to have more than 55.5 rushing yards | $ 6.00 | $ 12.60 |
| Colin Kaepernik to have more passing TD's than NHL Points by Crosby | $ 5.00 | $ 9.34 |
| Liverpool+Manchester city to have more points than FG in game | $ 5.00 | $ 9.34 |
| Total Score less than 47.5 | $ 10.00 | $ 28.63 |
| Baltimore to score exactly 17 points | $ 5.00 | $ 65.00 |
| 49ers to score exactly 28 points | $ 6.00 | $ 65.00 |
| Second half will have more points than first half | $ 10.00 | $ 19.09 |
| 49ers to win by more than 3.5 | $ 58.95 | $ 112.53 |
| 49ers will win by 7-10 points | $ 5.00 | $ 27.50 |
| 49ers win by 1-3 points | $ 10.00 | $ 60.00 |
| Color of first liquid to be doused on winning coach - RED | $ 5.00 | $ 22.50 |
| Winning Coach to thank FAMILY first | $ 5.00 | $ 30.00 |
| LaMichael James to win MVP | $ 5.00 | $ 255.00 |
Go Niners.
Friday, January 4, 2013
Alway's
Have you ever met Alway? And How is his perfect doing?
Picture taken by Stephanie in Fair Oaks, CA.
Friday, December 21, 2012
Friday, November 23, 2012
Thankful
My six-year-old niece was writing what she was thankful for on one of the leaves to put on the family thanks tree. As her dad walks by she asks, "How do you spell permission? So far I have p-e-r-m-i." He responds, "How do you think it finishes?"
"T-i-o-n?"
"No, but great guess. It is actually s-s-i-o-n." Then her dad (my brother) walks on and let's her continue to work independently. I ask her about it.
Me: Permission? What do you mean by that? Like permission for what?
Whitney: Like to do stuff.
Me: That seems a little vague.
So at that point she picked up her pen and decided to add to her leaf. She finished it and put it on the tree:
"T-i-o-n?"
"No, but great guess. It is actually s-s-i-o-n." Then her dad (my brother) walks on and let's her continue to work independently. I ask her about it.
Me: Permission? What do you mean by that? Like permission for what?
Whitney: Like to do stuff.
Me: That seems a little vague.
So at that point she picked up her pen and decided to add to her leaf. She finished it and put it on the tree:
Monday, October 29, 2012
World Series
Saturday, October 27, 2012
Another Day at the Office
Throughout the playoffs I've been keeping my students abreast on the Giants' progress. A couple of them have even told me they watched the games just for me. They knew I went to game 2 of the World Series on Thursday. Friday at the beginning of 4th period a couple of them asked me about the game.
I decided to respond to the question. I briefly described our frantic route trying to get to the game on time. Then the missed cutoff throw, but still relayed to get Fielder at home. Suddenly I found myself drawing a picture of baseball diamond on the front white board as I described the Blanco bunt staying fair. I even ran down the rows in my classroom giving high fives simulating me running down the aisle the night before in section 315.
Somehow I ended up standing on a chair in front of my class with the door open yelling about the outside pitches that Hunter Pence took for called strikes. I look out the door and see down the hall one of my students from another class had just stopped and was looking in the class, curious about the commotion. Then I see a parent walk by so I start yelling, "The absolute value of x is five! Yes five!" Now, I'm laughing. My kids are laughing.
We close the door so I can continue my story. Just as Pence delivers a huge sacrifice fly a student aid from the office walks into the classroom to deliver a call slip to me.
With me still standing on the chair at a volume louder than normal it sounded something like this, "Then the runner comes in from, Absolute value of x is five. Algebra. Math. X."
The office aid leaves. The class laughs. I ask, "Where were we?" One my girls in the 2nd row says, "Hold on Mr. Burrill. Let me catch my breath."
Romo closed the door and we won 2-0. The rest of the class we went ahead and worked on math.
I decided to respond to the question. I briefly described our frantic route trying to get to the game on time. Then the missed cutoff throw, but still relayed to get Fielder at home. Suddenly I found myself drawing a picture of baseball diamond on the front white board as I described the Blanco bunt staying fair. I even ran down the rows in my classroom giving high fives simulating me running down the aisle the night before in section 315.
Somehow I ended up standing on a chair in front of my class with the door open yelling about the outside pitches that Hunter Pence took for called strikes. I look out the door and see down the hall one of my students from another class had just stopped and was looking in the class, curious about the commotion. Then I see a parent walk by so I start yelling, "The absolute value of x is five! Yes five!" Now, I'm laughing. My kids are laughing.
We close the door so I can continue my story. Just as Pence delivers a huge sacrifice fly a student aid from the office walks into the classroom to deliver a call slip to me.
With me still standing on the chair at a volume louder than normal it sounded something like this, "Then the runner comes in from, Absolute value of x is five. Algebra. Math. X."
The office aid leaves. The class laughs. I ask, "Where were we?" One my girls in the 2nd row says, "Hold on Mr. Burrill. Let me catch my breath."
Romo closed the door and we won 2-0. The rest of the class we went ahead and worked on math.
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